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San Francisco, CA - $128k - $240k Full Time Posted by: Social Finance, Inc. (SoFi) Posted: 25/01/2026 18:12:42
 
 
The role

Senior Software Engineer, Member Core Experiences - Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Location

Flexible on location, can be near any of our SoFi offices. Slight preference for SF/SEA or Pacific Time zones.

What you'll do
  • Produce well-designed, scalable, and reusable code on schedule
  • Deliver highly available and scalable services in a production environment
  • Define technical architecture for the product
  • Develop and improve systems that impact multiple teams
  • Track project performance against defined milestones/goals
  • Mentor other engineers and support the technical culture
  • Create and improve technical documentation
What you'll need
  • Bachelor's degree (ideally in a technical field), but we understand great engineers come from a variety of backgrounds; we will also consider relevant work experience
  • 5+ years programming experience, ideally on a modern stack
  • Our core stack is Kotlin/Spring/PostgreSQL, and we run on Kubernetes in a service oriented architecture with over 100 services in production
  • 2+ years Java or Kotlin programming experience
  • Strong understanding of relational databases
  • Experience working on a SOA or microservice-based application
  • Experience working with asynchronous systems and event-based systems (queues, streams)
  • Pragmatic approach towards handling tech debt versus shipping new features
Nice to have
  • Experience integrating Large Language Models (LLM) into products
  • Experience scaling highly available, mission critical systems
  • Full-stack experience across Back End and frontend
  • History of building digital products in the financial space
Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

Pay range: $128,000.00 - $240,000.00

Payment frequency: Annual

This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

About SoFi policies

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email (see below)

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal applicants

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Apply for this position

Senior Software Engineer, Member Core Experiences

5 Locations

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

? To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

San Francisco, CA, United States of America
IT
$128k - $240k
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25/01/2026 18:12:42
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